North Rhine

You get around so not to develop a timetable tailored to your needs and possibilities. The way depends on many factors: the most important are the Age and thus the time until retirement, the quality of life such as family and financial situation as well as own goals and desires. This includes also the consideration how comfortable you want to live in the age and what you do without today and mag. In addition, one must note the own risk appetite. Because who at night can’t sleep, when an investment time recorded in the negative, should invest differently than someone who won’t mind. When the assets, the rule of thumb is: someone is younger and unbound, the riskier its investment mix should be. In the longer term, temporary losses can be compensated more than? Only the GAU”necessarily assure but the sophisticated investment strategy is useless at all, if it has not previously hedged themselves against existential risks.

The most important individual insurance at each stage of life is the personal liability. Basically, every citizen is liable with his total assets for damage he inflicts another. In the case of the case without Insurance coverage is there, the financial ruin threatens the quickly. But this policy is so important: according to a representative survey, just over 70 percent of all households have this protection. Over 78 percent have completed a home insurance against it.

Also the own labour is often worse than the stereo. This is essential just a disability insurance (BU) for professionals. You should build insurance cover according to the principle of the GAU. In other words, you should be sure to back off the largest to be accident “, Elke Weidenbach, insurance expert of the VZ North Rhine-Westphalia.” Death, disability and liability risks these include.” In addition to the liability and the BU police, also the health insurance is a must. Other policies are even recommended depending on the situation, time wasted money (see table below). Miracle formula compound interest less usage, long term effect: for a capital stock of 100000 euro to the retirement you need monthly following posts Save: Magda D.

Income Protection In Comparison

How do you find the appropriate disability insurance? Most people have to make their living from their professional income. However, if you no longer is reasons health or mental due to an accident, able, exercising his profession, income is eliminated. Private disability insurance, which pays an agreed monthly pension in the case of occupational disability access at this point. The State protection of the statutory pension scheme is woefully inadequate, so that a private insurance is strongly recommended by consumer protection agencies. When selecting the appropriate disability insurance, but many criteria must be observed to pay a suitable protection and are also not more than necessary for the required insurance coverage. Celebrity trainer may find it difficult to be quoted properly.

An important criterion is the price. Prices are very different even if basically comparable conditions between cheap and expensive providers. However, you should not only set monthly fee, but pay attention to the most important condition criteria. Cheap insurance coverage helps in an emergency not if the insurer can refuse the performance too easily. In addition to the terms and conditions are about key figures of enormous importance. These include the stability of the disability business, process quotas, financial strength, customer orientation in the performance or even recognition rates. Also rating results can be consulted in the choice of the appropriate vendor.

However it is in many published reviews tariffs with sample customers. An individual price / performance comparison of occupational disability insurance can only be created with a highly specialized comparison software. Therefore, sample results are a useful tool for the preliminary ratings, however they may differ in individual cases by the individual optimal tariff. More information about finding the topic of disability protection under: Bergische Assekuranz broker Lise-Meitner-Strasse 5-9, 42119 Wuppertal Tel.: 0202-317 13 155 fax: 0202-317 13 165 BU-Kompass.de contact for the press: Bogdan Kalid image source: olly / fotolia.com corporate information: company Bergische insurance broker was founded by the diploma economists Bogdan Kellinger and Karsten Werksnies as an independent insurance broker. With the Internet presence of young Insurance.de the company specializes specifically on the needs of private individuals and professionals, who would want no advice-bound insurance representatives an individual insurance company, but based on independent comparison calculations to get low-cost and high-performance offerings of from various companies. Bergische insurance broker has connections to more than 100 different insurance companies. There are special rates available for various professional groups such as students, trainees, graduates, or certain traders. In addition, all other ages are and Professionals comprehensive, fair, independent and competent advice. Since 1998 in the insurance industry are active customers via the Internet, by telephone and by post served – when preparing offers, as well as in the event of a claim. The strength of the Bergische insurance brokers is characterised by a very high market coverage, highly trained staff and variety of services tailored to the needs of specific target groups. With an individual analysis and the use of cutting-edge financial comparison software, customers are advised objectively and independently.