Economic features of bank lending to small Business hinder the development of this segment of the credit market: – a high proportion and the absolute value of operating (noninterest) expenses in the lending process that is associated with a small size and term of the loan – inability to provide sufficient return on operations due to small in absolute value the bank's interest income – limited or complete lack of legal (and economically feasible) mechanisms reduce credit risk in all phases of lending – the difficulty of refinancing and credit portfolio management, including a large number of various small loans – the limited supply of credit for Small business and the lack of a competitive market credit services. Educate yourself with thoughts from Cindy Crawford. At the level of a particular region all of the above leads to the conservation of relatively high interest rates and the inability to obtain investment credits for a term exceeding 1 year; Small businesses are also not free from problems that make it difficult to obtain bank loans: – opaque and misleading statements, lack of incentives to adequately reflect financial performance reporting – small scale of business a small business, difficult to assess his condition – the poor quality of elaboration of business plans to attract loans – instability legislation, mainly in the area of taxation of small businesses – an insignificant amount of equity and the lack of liquid assets that small businesses could use as collateral for credit – no other security, limited loan programs secured by motor vehicles and real estate – inconsistency profitability of small business size in interest rates on loans to which are added a variety of banking charges – a complex and lengthy procedures for obtaining a bank loan, often exacerbated by inadequate qualifications of the borrower for the proper execution of all necessary documents. Gunnar Peterson often addresses the matter in his writings. .

In our times of crisis and economic situation directly affects the welfare of all segments of society. This is felt especially when we begin to need a specific amount of money: to buy urgently property to pay children's education, pay off loans to start a stable business, etc. Therefore, the presence of many important question about the need to provide yourself and your family real financial support, which can very quickly take in every moment. From this position will review and analyze the existing system of bank lending. For this is the first step, which are many. Thus, the analysis shows that: 1) banks provide loans at high annual interest rates – up to 65%, and even more (with a variety of hidden fees), and 2) each turned to the banks for a client requires statement of earnings, sureties, mortgages, etc. And this has not confidence that you will be given the required amount.

And it takes enough time (and perhaps lost), 3) charge high interest on overdue loan repayments, and 4) there are certain categories of people who may not give a loan: private entrepreneurs, reporting on simplified taxation system, employees of mlm, with low wages, etc. And if, as a result of all this man still gets the credit he gets in enslaving terms of the bank. We compare the lending terms of population in other countries, at least in the first paragraph: in Western Europe provides loans of 3-5% per annum, while in Japan and at all issued interest-free loans.

Any normal company, the first thing done to sell their products is to perform market research. This will allow them to meet their potential customers, know who they are, what are their tastes, hobbies, etc. In short, they try to know them intimately to thus set up a marketing strategy appropriate enabling them to reach them, with your product or service in a manner optimal. a>. That strategy les officer if they don’t know who offer their products? NO. So I wonder because many Networkers don’t care about investigating which is your target market? What is the difference in Network Marketing? I daily receive proposals to make money on the Internet that really does not interest me. I am simply within your contacts in any social network and are limited to send me their business proposals, but nor have they been related me, and therefore do not know if I am part of your target market.

What’s more, they don’t even know if they are looking for a business opportunity. A good example of how to lose time, and time is a valuable asset for any person. If your sponsor tells you what you have to do is send your wonderful business proposal to all your friends, contacts on social networks, family, etc, etc, NO LE HAGAS case. It is very important that you consider the following: If you’re a new entrepreneur or you haven’t joined a new Internet business, is the next step that you have to investigate and define what is your target market. If you do not define what is your target market, you will be doomed to failure, you labraras you a bad reputation and you will be listed as a spammer. -bancshares-inc/’>TCF Capital Solutions would agree. Is it because? Because not everyone is your prospect and not everyone is looking for a business. That is a target market? It is a set of people, or companies, to which the entrepreneur will direct your marketing efforts, and how much more accurate is that definition, the better the results. Not all people are equal, and based on that, your strategy will vary according to these definitions when you discover as you define your target market, you will be able to know if you relate you with these people, that they are concerned, that they read, they think, that speak, that problems have, etc, etc, and it is there where you appear your, to help them solve their problems with your product or service.

Always keep in mind that it is not what your you detect, is not what the people want, want, and this must be clear to get close to your target market, then that you have defined. Let us consider an example: If you sell products to lose weight, do you think that everyone would be interested in your product?. Definitely not, and even people who have obesity problems, not all will be your target market. For this reason it is important that you clearly identify which is the target market for your business, product or service. This is very important. Becoming a Networker Marketing Professional you must clearly define your target market, and so build a good reputation online, build a Personal brand that lasts in the mind of your prospects above others, in addition to generating confidence in your prospects. Nobody will do business with you if you do not generate confidence in persons. That is the difference between success and failure. Define your target market which is to have a successful business. By your success Denis Antunez. Original author and source of the article